Amazon Cash Enables Amazon Online Shopping Without A Credit Or Debit Card

Peter Castro
April 4, 2017

Customers previously could have just bought an Amazon gift card at a brick-and-mortar store and added the balance to their online Amazon account, but Amazon Cash is a slightly more elegant solution. Instead, this option will enable users to add hard cash to their Amazon account by showing a barcode to the cashier at participating physical - convenience, grocery, and drug - stores.

Amazon's lending its considerable brand and heft to a cash payment model that borrows a vital piece of real estate from Apple Pay.

Participating stores now include CVS Pharmacy, Speedway, Sheetz, Kum & Go, D&W Fresh Market, Family Fare Supermarkets and VG's Grocery. Amazon doesn't charge a fee for processing the cash transfer, so whatever users add to their accounts they can spend on the site. Once you've pulled up Amazon Cash by navigating to Amazon.com/cash or searching for "amazon cash" (without quotes) in the Amazon mobile app, you'll get a reusable bar code that can be added to the Wallet app on iOS or as a home screen shortcut on Android.

With Cash, a cashier at a participating store will scan your barcode, which you either print out or have on your phone.

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The service, which is already available, seems to target customers who use cash more than debit or credit cards, whether by lack of access to such cards or by preference - a service similar to PayPal's My Cash Card.

Amazon is now making it easier for consumers to buy products through its online store with cash.

Would you like to shop online at Amazon.com but don't want to use a bank card?

You can add between $15 and $500 to your account per transaction; daily limits also apply but vary by retailer. More retailers will be added to the list down the line. This "cash customer" (the unbanked or "underbanked) accounts for around 27 percent of consumers, said a 2015 report from the FDIC". If that does not resolve the problem, they can contact Amazon Customer Service.

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